Turn Every Credit Card Swipe
into a Force for GOOD.

Upgrade your merchant account to Purpose Pay.

Get elite credit card processing, transparent rates, and same-day funding—while also routing a portion of transaction fees directly to the Nonprofit of Your Choice.

It COSTS your business NOTHING but CHANGES EVERYTHING.

Simple Transition & Setup

Seamlessly switch your merchant processing to our high-speed, secure gateway. Keep your existing point-of-sale equipment (like Clover®) or upgrade to a brand-new system with little to no upfront costs.

Process Payments as Usual

Your day-to-day card acceptance doesn't change. You process credit, debit, and mobile wallet payments at highly competitive, transparent rates.

Automated Giving at Zero Cost

We dedicate a portion of our processing margin to a nonprofit of your choice. Track every dollar raised directly within your branded dashboard—creating a predictable, passive donation stream from local spending.

Smarter Merchant Processing
That Protects Your Margins

Working together we can create a Lasting Social Impact in our Community! We deliver tailored, low to zero-cost processing solutions that shield your hard-earned revenue while turning daily customer transactions into automatic community funding.

Pricing Highlights:

Transparent Interchange Plus Pricing:

Avoid hidden fees with a straightforward, cost-plus markup that ensures you always know exactly what you are paying.

Same-Day Funding

Why wait for your money? Qualifying merchant accounts receive their funds on the same day, improving day-to-day cash flow.

DuoPricing™ Cash Discount Options

Reduce your processing fees to virtually $0.00 per transaction by offering your customers a clear choice between cash and card payments.

Elite POS Hardware Solutions

Hardware of Your Choice

Accept EMV chip cards, contactless mobile wallets, and gift cards with high-tech terminals from Clover®, Exatouch®, and ProCharge®. Ask about our qualifying free loaner terminal program!

Roc-Solid Gateway Security & White-Label Dashboard Technology

We partner with industry titans Maverick Payments and NMI to deliver enterprise-grade payment security and a seamless digital interface for your business.

Our Security & Gateway Infrastructure (Powered by NMI)

PCI DSS Level 1 Security

Process with total peace of mind under the industry’s highest security certification.

Advanced Customer Vaulting & Tokenization

Safely store sensitive credit card data with format-preserving tokens—perfect for secure recurring billing without storing card numbers on site.

End-to-End Transaction Encryption

Every card swipe is fully encrypted at the point of capture and guarded through settlement.

Branded Merchant Experience (Powered by Maverick)

Seamless Branded Dashboard

Access a unified portal to run clean reporting, track sales metrics, and view real-time nonprofit donation logs.

Express Digital Onboarding

Get set up in minutes. Our digital merchant application, custom onboarding forms, and eSign agreements are fully branded and streamlined for rapid, hassle-free approval.

Testimonials

Frequently Asked Questions

Still have questions?
We believe in giving business owners absolute control over their financial structures. DuoPricing™ is our cash discount program. It allows you to offer your customers a clear choice between cash and card payments, slashing your processing fees to virtually $0.00 per transaction (for a simple, flat program fee of $25 per month).
For businesses where a cash discount model is not the right fit, we provide transparent Interchange Plus pricing. This model passes direct wholesale card network rates straight to you with a highly competitive, flat markup—ensuring you pay fair rates with no hidden fees.

Purpose Pay designed our hardware solutions to ensure you never have to settle for outdated technology. We partner with leading equipment manufacturers to offer next-generation point-of-sale solutions.

Qualified merchant accounts can receive premium, pre-programmed point-of-sale equipment—including handheld Clover® Flex units or full-featured Exatouch® and ProCharge® terminals—with little to no upfront costs. During your free rate review, our underwriting team will determine the best hardware match for your business volume.

Our commitment to protecting your business margins is absolute. To take advantage of the guarantee, simply upload a copy of your recent merchant processing statement through our secure online portal.
If Purpose Pay’s dedicated underwriting team cannot beat or match your current overall credit card processing costs, we will write your business a check for $100. It is a completely risk-free, zero-obligation analysis designed to prove our cost-saving capabilities.
Yes. Because the recurring charitable contribution is funded entirely out of Purpose Pay’s company processing margins rather than being an out-of-pocket expense for your store, your business retains full community credit, customer loyalty, and positive brand recognition. Your standard corporate tax advantages remain fully intact, making this a true “double-win” for your bottom line and your favorite charity.
When you onboard with us, you gain access to a secure, personalized Merchant Dashboard powered by Maverick Payments. This professional portal serves as your centralized back-office. You can easily run financial statements, monitor day-to-day card transactions, and view real-time community giving logs to see the exact monthly funding your operations are driving to your chosen cause.
A mission is only as strong as the security infrastructure supporting it. To deliver military-grade reliability, Purpose Pay has built our architecture alongside the payment industry’s most trusted giants.
All merchant onboarding, digital agreements, and analytics dashboards are securely white-labeled and powered by Maverick Payments. Meanwhile, your physical and digital transactions are routed through NMI, our world-class payment gateway partner.
The Payment Card Industry Data Security Standard (PCI DSS) Level 1 is the highest security certification available in the financial technology industry.
Through our NMI payment gateway integration, every card swipe, insert, or mobile tap is encrypted at the point of capture and guarded through settlement. Sensitive cardholder details are replaced with format-preserving tokens. This means credit card numbers are never stored locally on your point-of-sale equipment, removing your data liabilities and protecting your business from data compromise events.
Why wait days to access your hard-earned revenue? Traditional merchant services hold your funds for 48 to 72 hours, but Purpose Pay utilizes advanced settlement networks powered by Maverick Payments to offer Same-Day and Next-Day Funding. Qualified retail stores, restaurants, and mobile merchants can have processed credit card funds deposited into their business bank account on the very same day, dramatically accelerating daily cash flow.
You will never have to worry about an expensive consulting bill or a generic chat queue when you need help. Our merchants have direct access to our 24/7/365 US-based in-house technical support team. Whether you have a quick question about a transaction at midnight or need help configuring a terminal on a busy holiday, a real, human payment specialist is on standby to assist you immediately.

Absolutely. We partner with forward-thinking foundations, houses of worship, schools, and local charities to build predictable, unrestricted monthly revenue.

If you represent a nonprofit, you can apply for a custom Purpose Pay Referral Account. Once approved, you are issued a branded signup link to share with your local business donors, board members, and corporate sponsors. As those referred businesses process daily sales, a portion of our company’s margin is automatically routed straight to your organization’s bank account every month.

No. Our express digital onboarding and underwriting workflows—fully powered by Maverick Payments—allow you to complete your secure merchant application and sign your digital eSign agreement in under 10 minutes.

Our integration specialists will guide you through the transition, pre-configuring your new point-of-sale terminals or seamlessly updating your online shopping cart integrations. We coordinate the setup so you can transition to Purpose Pay without missing a single transaction.

Ready to Double Your Impact?

Join a network of forward-thinking businesses PRIORITIZING both Profit and PURPOSE. Upload your recent processing statement today for a Free Rate Review.

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